November 1, 2025 – January 15, 2026
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Everything you need to know about ACA health insurance, explained simply.
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[1] Healthcare.gov – Protection for Pre-existing Conditions
[2] CMS.gov – Essential Health Benefits
[3] Kaiser Family Foundation – ACA Premium Tax Credit Analysis
[4] HHS – 2025 Federal Poverty Level Guidelines
[5] Healthcare.gov – Plan Categories: Bronze, Silver, Gold, Platinum
[6] Healthcare.gov – Cost-Sharing Reductions
[7] Healthcare.gov – Marketplace Eligibility
[8] CMS – 2026 Out-of-Pocket Maximum Limits
[9] Healthcare.gov – Qualifying Life Events
All information sourced from Healthcare.gov, CMS.gov, and U.S. Department of Health and Human Services 2025-2026 guidelines.
