About Us

About InsuredMONSTER

InsuredMONSTER is a free consumer service operated by Lead Plateau that connects individuals and families with licensed insurance agents who specialize in Affordable Care Act (ACA) health insurance plans.

How Our Service Works

We serve as a bridge between consumers seeking health insurance and licensed, state-certified insurance professionals. Our platform simplifies what can otherwise be an overwhelming process.

1. You provide basic information about your insurance needs
2. We match you with a licensed insurance agent in your area
3. The agent contacts you directly to discuss your options
4. You work with the agent to find and enroll in the right plan

Our service is completely free to consumers.

What We Are

• A free consumer referral service
• A platform that connects you with licensed insurance professionals
• A resource for general health insurance information and education

What We Are Not

Important: InsuredMONSTER is not an insurance company, insurance broker, or insurance agent. We do not:

• Sell, solicit, or negotiate insurance policies
• Provide medical advice, legal advice, or tax advice
• Make enrollment decisions or process insurance applications
• Guarantee specific plan availability, benefits, or premiums
• Determine eligibility for subsidies or cost-sharing reductions

Independent Licensed Agents

All insurance agents connected through our platform are independent, state-licensed professionals. They are not employees of InsuredMONSTER or Lead Plateau. Each agent holds valid state insurance licenses, operates their own independent practice, and is regulated by their respective state Department of Insurance.

We do not warrant or guarantee any policies, recommendations, or services provided by agents connected through our service.

Your Responsibilities

• Verification of Credentials: Confirm that any agent you work with holds valid licenses in your state.
• Understanding Your Coverage: Thoroughly review all plan documents, including the Summary of Benefits and Coverage (SBC), before enrolling.
• Providing Accurate Information: Ensure the information you provide is truthful and complete.
• Making Informed Decisions: Consult with qualified professionals for specific advice related to your situation.

Regulatory Compliance

InsuredMONSTER and Lead Plateau are committed to compliance with all applicable federal and state regulations, including HIPAA, TCPA, ACA regulations, state insurance regulations, and CCPA/CPRA.

Important Disclaimers

• All information on this website is for general educational and informational purposes only
• Health insurance plan availability, premiums, benefits, and subsidy amounts vary by state, county, household size, income, and other individual factors
• All persons depicted in photographs or videos on this website are models
• Past plan availability or pricing does not guarantee future availability or pricing